ADRE GREGORIO GREETED KATIE with polite reserve when the housekeeper showed her into his office the next morning. He waited for her to take a seat, then sat down behind his desk.

Katie tried to match his composed expression. "Ramon said that you feel I lack meekness, docili-ty and respect for authority."

"I said that, yes." He leaned back in his chair. "Do you disagree?"

Katie slowly shook her head, a smile touching her lips. "Not at all. In fact, I consider it a great compliment." When his expression didn't alter, she hesitated, and then continued. "Obviously you don't see it that way. You told Ramon that was the reason you didn't want to marry us."

"Would you have preferred that I tell him the main reason—that the woman he loves does not love him?"

Katie's long, tapered fingernails dug into her palms. "I didn't say—"

"Senorita Connelly!" he interrupted in a low, controlled voice. "We are not going to waste any more time waltzing each other around in circles that more time waltzing each other around in circles that go nowhere. You are looking for a way to avoid this marriage, and I have given it to you."

Katie was stricken. "How can you possibly say a thing like that?"

"Because it is true. I sensed it from our first meeting. When I asked you how long you have known Ramon, you told me 'only' two weeks. You deliberately led me to think you are the sort of woman who frequents cantinas in the hope of meeting men, men whom you let publicly caress you in parking lots. You are nothing of the kind, senorita, and we both know it."

He held up an imperious hand to silence Katie's outburst. "It is too late for that now. There are other reasons I believe what I do: I told you that if you would simply say you love Ramon, we would finalize the marriage plans. If you really wanted to marry him, you would have said it whether it was true or not, so that I would agree to the ceremony. "When I told you that, instead, I would accept your word that you intended to make Ramon a good wife, your face turned as white as a sheet. Ten seconds later you jumped up and accused me of trying to make you promise to respect his authority and obey him."

Katie's gaze dropped to her lap. She rubbed her moist palms against her knees. "There's nothing I can say to prove you're wrong, is there?"

"You do not want to prove I am wrong, senorita. In your heart, you want to avoid this marriage." He took off his glasses and wearily rubbed the bridge of his nose. "Perhaps you are afraid of commitment, of giving your love. I do not know. But I do know this—when Ramon realizes that you can give him only your body, and not your heart, he will not be satisfied. No man with any pride will let himself continue to care deeply for someone who does not care for him. Ramon's love for you will wither and die, because he will make certain that it does; he will kill it himself. When that happens, he must be free to find another, and to marry if he chooses. Know¬ing all of this, I cannot, I will not bind him to you for the rest of his life with the unbreakable ties of Holy Matrimony."

Katie's eyes were burning with tears she refused to shed, and there was a lump in her throat the size of a boulder as he finished: "It would be best for both of you if you went back to the States immediately. If you lack the courage and decency to do that, then live with him in sin or marry him in a civil ceremony. I cannot stop you. I have given you a way out of this, I expect you to give Ramon a way out, too—do not bind him to you in the church."

Katie stood up stiffly. "And that's your final decision?"

It seemed to take Padre Gregorio forever to rise to his feet. "If you must phrase it that way, yes, it is my final decision. I will leave it to you to tell Ramon." His blue eyes turned almost sympathetic. "Do not feel guilty because you cannot love him, senorita. Ramon is the sort of man who is attractive to women. Many have loved him in the past; there will be many who will love him in the future, and be more than eager to be his wife."

Katie's head was proudly erect, but her eyes were swimming with tears. "I don't feel guilty, I feel furious!" Turning on her heel she walked to the door.

Padre Gregorio's voice sounded incredibly sad. "Senorita...."

Katie kept her face averted, unwilling to give him the satisfaction of seeing her cry. "Yes?"

"God bless you."

The tears clogging her throat prevented Katie from answering. She opened the door and walked out.

Katie drove up to the cottage, half-blinded with tears of humiliation and fear. Padre Gregorio was right. She had been looking for a way out—no, not a way out, a way to gain more time. "Damn you, David!" she whispered thickly. This awful mess she was making of her life was his fault. Even dead he was haunting her; literally haunting her. It was because of him that she couldn't overcome this slumbering panic that she might be making the same mistake twice.

Once before she had married a man who her own instinct had warned her wasn't what he appeared to be. Now she wanted to marry another man and she felt that way again. She couldn't shake that feeling.

She pulled up in front of the little storybook cot¬tage and let herself inside, relieved that Ramon wasn't there. She didn't want to have to explain her ravaged face. How would she? How could she say, there is something about you that is scaring me, Ramon.

Katie wandered into the kitchen and methodically spooned coffee into the new percolator she had pur¬chased. When it was made she poured it into a mug and carried it over to the kitchen table. With her hands wrapped around the hot mug, she gazed out at the terraced hills stretching in two directions, let¬ting the magnificent view quiet her rioting emotions.

She thought back to the way she had felt about David before they were married. Some intuition, some instinct, had warned her that David Caldwell was not the man he wanted her to believe he was. She should have listened to herself.

And now she wanted to marry Ramon—and every instinct she possessed was telling her that he was not the man he wanted her to believe he was, either.

Katie rubbed her fingertips against her temples. Never had she felt so afraid and confused. There was no time left to stall. Either she was going to ig¬nore her instinctive fears and marry Ramon, or she had to go back to the States.

The thought of leaving him made her almost physically ill. She adored him!

She loved his dark eyes and dazzling smile, the reassuring strength in his firmly chiseled features, and the quiet authority in the line of his jaw. He was six feet three inches of taut, powerful muscle, yet he was gentle and tender with her. In height, he dwarf¬ed her own five feet six inches, yet being with him made her feel protected and cherished, not threaten¬ed and insignificant.

By nature, he was a dominating male, virile and self-assured, while she was stubborn and indepen-dent. She ought to resent him for wanting to confine her to the role of wife and mother, but she didn't. The idea of being his wife filled her with joy, and the thought of bearing his children thrilled her. She would gladly clean his house and cook his meals in re¬turn for being held in those strong arms of his at night. He wanted her to accept a form of sexual bon¬dage, commit her body and her life into his keeping. In return, he would be her lover, provider and father to her children. Katie shamefully admitted to herself that it was what she wanted, too. It might be un-American and unemancipated, but it seemed so right, so fulfilling. At least for her.

Katie stared at her hands lying limply in her lap. Ramon was everything she could ever want: an in¬telligent, sensitive, sexy man who loved her. Except he wasn't real.

He wasn't what he wanted her to believe he was. She didn't know why she felt that way, or what was wrong, but the feeling wouldn't leave her.

RAMON PULLED RAFAEL'S CAR to a stop in front of the general store and climbed out. Eduardo opened the passenger door. "I will go in with you. Gabriella asked me to buy some milk."

"What?" Ramon said absently.

"I said—" Eduardo Shook his head in exaspera¬tion. "Never mind. You have not heard a word I have said all morning. Getting married is affecting your hearing, my friend."

"I am not getting married," Ramon said grimly, leaving Eduardo gaping at him as he shoved open the door and walked into the store. In contrast to the heat outside, the crowded little store was cool. Ignoring Eduardo's staggered look, as well as the ten customers who were all staring at him with avid curiosity, Ramon selected several cigars, then car¬ried them over to the counter where two salesclerks were waiting on customers. Eduardo put the con¬tainer of milk on the counter beside Ramon's cigars and said in a low voice.

"Are you joking?" Ramon glanced at him.

"I am not joking." A pretty little Puerto Rican girl waiting on a huge woman who was exchanging an apron, saw Ramon and her face brightened. She asked the other clerk, a middle-aged man, to take care of the refund and stepped over to the line that had formed behind Ramon and Eduardo.

"Senor Galverra," she beam¬ed, speaking in Spanish. "Do you remember me? I am Maria Ramirez. I used to have pigtails when I was little and you used to pull them and tell me that I was going to be pretty when I grew up."

"I was right," Ramon said with an effort at a smile.

"I am engaged to be married to Juan Vega now," she said, still smiling as she reached beneath the counter and pulled out a large package wrapped in white paper and tied with strings. "These are the towels Senorita Connelly ordered for you. Do you want to take them with you?"

"Fine," Ramon said with a curt nod. Reaching into the back pocket of his Levi's, he pulled out his wallet and glanced at the sales slip. "You only charged me for the cigars, Maria. How much are the towels?"

"Senorita Connelly has already paid for them with her credit card," she reassured him.

Ramon tried not to sound as impatient as he felt. "There must be some mistake."

"Mistake?" Maria repeated. "I do not think so, but I will look." She cut the string and tore open the white paper. A pile of thick, fluffy red and black towels spilled onto the counter. Behind him and be¬side him, Ramon felt the villagers pressing im¬perceptibly closer to get a better view of the contents of the package. "Here is the charge-account receipt and these are the sales tickets," Maria said as she pulled them from between two towels. "No, there is no mistake. Senorita Connelly paid for these towels with her charge account at the same time she paid for everything she took with her a week ago. See, it is all here on the sales slips, included in the five-hundred-dollar total. She paid for a toaster, per¬colator, dishes, pots and pans, glasses in several sizes, a blender, a rotary mixer, kitchen utensils and all these other items.''

The old man beside Ramon poked him slyly in the ribs. "You are a lucky man, Ramon. Your novia wants you to have only the best. Not only is she beautiful, she is very generous, too, eh?"

"Wrap up the towels," Ramon snapped at Maria in a low, savage voice.

Maria paled at the look on his face and began clumsily and hastily pulling the edges of the paper together. "Here—here are Senorita Connelly's duplicate bills, each for one-half the amount she spent," she stammered, her eyes recoiling from Ramon's murderous expression as she handed him the slips. "Senora Alverez," she glanced apprehen¬sively at a furious Eduardo as she spoke his wife's name, "explained that I do not have to prepare duplicate bills this way, unless Senorita Connelly pays in cash, but I—I do it anyway."

She shoved the package toward Ramon as if it were hot, and her voice dropped to a panicked whisper. "That way, I never forget."

Ramon's tone was glacial. "I am certain that Senorita Connelly has appreciated your help, Maria." Everyone hastily backed out of his path as he strode out of the store with fury raging in every purposeful stride.

Eleven villagers watched the door slam behind Ramon and then Eduardo. In unison they turned to stare at each other, their faces reflecting a variety of reactions from alarm to satisfaction. Only one occupant of the store was oblivious to what had just taken place—an Englishman who did not understand Spanish. He cleared his throat politely and shifted the parcels in his arms, but he was ig-nored.

Maria was the first to speak. She looked around at the others, her soft brown eyes wide and stricken as she whispered, "What did I do wrong?"

The middle-aged man, who was the other sales-clerk, regarded her dryly. "Maria, you have just given Senorita Connelly more 'help' than I think she wanted."

The old man who had gibed Ramon about his novia's generosity slapped his thigh and cackled gleefully. "I told you Galverra didn't know what the girl was doing. I told you!" His weathered face creased into a satisfied grin as he looked at his neighbors. "Told you he'd never live off a woman even if he was starving." Smugly he added, "He ought to take a stick to her!''

"I will come back for the other apron," the enor¬mous woman said as she headed for the door.

"Where are you going, Rosa?" her friend called after her.

"To offer up a prayer in church."

"For the American girl?" one of the ladies asked, laughing.

"No, for Gabriella Alverez."

"Ought to take a stick to her, too," the old man announced.

WHEN SHE HEARD RAMON come in, Katie stood up and made a great pretense of rearranging the straw place mats on the kitchen table. It was crazy how her spirits soared at the mere sound of his voice calling her name.

"Here are the rest of the towels you ordered," he said, dropping the package carelessly on the table. "The girl at the store said they had already been paid for. Is this coffee still fresh?" he asked as he went over and poured some into a mug.

Katie smiled at him over her shoulder and nodded as she pulled the bunched towels out of the wrap¬ping and began refolding them.

"I still cannot imagine how you managed to buy all this with the money I gave you," he remarked.

"I told you," Katie said brightly. "I'm a fantastic bargain hunter."

"You are also a liar."

Katie spun around, feeling a prickling of fear that escalated to panic the moment she looked at him. In contrast to the deadly quiet of his voice, Ramon's face was a mask of savage fury.

"How much of your money have you spent?"

Katie's mouth went dry. "Very little. A—a hun¬dred dollars."

His eyes slashed her like razors. "I asked you how much!" he repeated in a terrible voice.

"Two—two hundred."

"Lie to me just once more," he warned silkily, "and I will make your first husband seem like a saint."

The threat made Katie almost sick with fright. "About three thousand dollars."

The next question hit her like a whip. "Why?"

"Because I...didn't want to feel obligated to marry you."

Naked pain sliced across his features in the instant before his whole body went rigid, tensing against it. "Garcia will take you to the airport at two o'clock tomorrow afternoon. He will have a check with him to reimburse you for what you have spent. There is no need for you to make any explanations to Gabriella and Eduardo; they already know you are leaving."

Katie was breathing in shallow, suffocated breaths. "You're actually going to send me back just because I bought some things for the house?"

"Because I told you not to do it," he corrected her scathingly.

"And just—just for that? For—for disobeying you?" Katie felt as if she had been physically beaten. Her mind couldn't seem to absorb the shock. He must be insane; the man she had thought she knew could never, never do this. Not for such a small thing.

She started slowly toward the door on legs that felt wooden. As she passed Ramon, she glanced at him, her eyes dark with pain and disillusionment. "Just for that," she murmured and numbly shook her head. "Don't!" she cried out as his hands spun her around and brought her crashing into the wall of his chest.

His eyes glittered down at her from a face that was white with rage. "You are nothing but an eager body and an empty heart," he gritted viciously. "Did you think I was so desperate for your body that I would accept the temporary loan of it and call it a marriage?" He flung her away from him as if he couldn't bear to touch her, and strode to the door¬way, where he turned, his voice murderous. "If you have not cashed the check Garcia gives you within fourteen days, I will have everything in this house carried outside and set on fire."

KATIE SNAPPED THE LOCKS SHUT on the last piece of her luggage and carried it to the open bedroom door, setting it down beside the other five pieces.

There was nothing more to do tonight except sleep. She sat down on her bed in Gabriella's spare bed¬room and listlessly looked around. She had wanted time—now she had it. She had the rest of her life ahead of her to wonder whether she had thrown away her chance for glorious happiness, or escaped from another nightmare of a marriage. Katie glanc¬ed up at the mirror, and the grief-stricken face that looked back at her was a perfect reflection of her in¬ner feelings.

Gabriella was asleep, and Eduardo had gone out immediately after dinner. Katie shuddered just re¬membering that ominous meal. Not one word had been spoken by anyone. Eduardo had eaten in furious silence and Gabriella, who was as pale as death, kept giving Katie pitiful little smiles of sym¬pathy and reassurance in between muffled sniffling noises. Katie, who was incapable of swallowing past the lump in her throat, had carefully avoided Eduardo's thunderous gaze and looked with helpless apology at poor Gabriella. When the meal was over, Eduardo had shoved his chair back, stood up and glared wrathfully at Katie. "I con¬gratulate you," he said between clenched teeth. "You have managed to destroy a very great man. Not even his own father succeeded when he tried, but you did." Then he turned on his heel and stalk¬ed out.

Katie glanced automatically at the plastic clock beside the bed when she heard the front door open and close. Eduardo's heavy footsteps were coming toward her bedroom. Hastily she swiped at her cheeks with her fingertips, then glanced up to see Eduardo looming in the doorway. Her chin came up in weak defiance as he stalked over to the bed where she was sitting.

Thrusting a large leather-bound photograph album at her, he said coldly, "This is the man whom you have reduced to the level of a beggar in the eyes of this village."

Numbly Katie took the album from him.

"Open it," he snapped. "It belongs to Rafael and his wife. They want you to see it before you leave."

Katie swallowed. "Is Ramon there with them?"

"No," Eduardo said curtly.

When he left, Katie opened the album. It was not filled with snapshots: it was filled with dozens and dozens of magazine and newspaper clippings. Her eyes riveted on the first one, and her hand began to tremble violently as she lifted the plastic-covered page. It was a newspaper photograph of Ramon standing in front of a dozen microphones as he ad¬dressed the World Business Conference in Geneva, Switzerland. "Oh, God," she whispered. "Oh, my God."

Snatches of copy flew out of her; pictures of Ramon in a hundred different poses assailed her senses. Ramon, his handsome face very grave as he spoke to a gathering of Arab oil sheikhs; Ramon, lounging back in his chair at a conference table with international business leaders; Ramon, with his briefcase in hand, boarding a jet airliner with the name "Galverra International" emblazoned on the side.

Katie tried to read the articles, but her whirling mind could only absorb phrases:

Noted for his genius as a negotiator, Gal-verra was responsible for the acquisitions that elevated Galverra International to the status of a financial empire...Fluent in Spanish, French, Italian, English and German...Graduate of Harvard Universi¬ty...Master's degree in business administra¬tion...Masterminded mergers all over the globe...An innately private man who resents the intrusion of the press into his personal life....

There were shots of Ramon in a tuxedo, gam¬bling at a casino in Monte Carlo while a dazzling blonde smiled adoringly at him, Ramon leaning against the railing of his huge ocean-going yacht, the breeze ruffling his hair.

Many of the other pictures testified to his reported refusal to admit the press into his per¬sonal life, for they were fuzzy and obviously taken from very far away with some sort of special lens.

It was all there, including the beginning of the end. There were pictures of half-completed skyscrapers in Chicago and St. Louis, along with stories about the corporation suffering staggering financial losses in Iran.

Katie closed the album and wrapped her arms around it, clutching it protectively to her heart.

She laid her cheek against the binding, and her body shook with harsh wracking sobs. "Oh, darling, why didn't you tell me?" she choked brokenly.